Private Vehicle
Get A Car Insurance Within Minutes. Tuta Ku-sort!
A personal car is not only a high value possession but also gives you the comfort and freedom to move around conveniently.
Accidents or theft will not only upset your routine but may also upset you financial condition.
Get a cover with us within minutes to protect yourself against such unpleasant situations.
- Motor private comprehensive
- Motor private TPO
Provides cover for loss of or accidental damage to the motor vehicle, its accessories and spare parts as well as third party property bodily injury and property damage
Provides cover for any third party property damage and third party body injury
The enrollment process is very easy. All you need are the following documents:
- Log book
- Driving License
- Insured ID
- Pin Certificate
- Premium
Any person over 18 years and with a valid driving license.
- Tracking devices
- Occupational group personal accident for the driver and loader
- No blame no excess
- Carriers liability
- Loss of use cover
- Loss of personal effects
- Replacement of damaged and or lost key
- Forced ATM withdrawal limit
- Accommodation after an accident
- Daily hospitalization allowance
- Courtesy car
- Political violence and terrorism risks
Commercial Vehicles
Don’t let your commercial vehicles give you sleepless nights. We will take care of your worries! Tuta Ku-sort!
We provide you with customized quality insurance policies that give you peace of mind as you make your business decisions.
Our Policies include:
- Motor commercial – own goods
- Motor commercial – general cartage
- Motor trade- selling of vehicles
- Road risks
- Internal risks
This covers the insured against loss or damage to vehicle used to carry goods belonging to insured.
This covers the insured against loss or damage to vehicle used to carry goods belonging to third party
This covers loss or damage to vehicles on the road in custody or control of the insured including liabilities to third parties
This covers loss or damage while in the insured’s premises including in the open yard to own vehicle(s) or vehicles held on the road in custody or control of the insured including liabilities to third parties.
The enrollment process is very easy. All you need are the following documents:
- Log book
- Driving License
- Insured ID
- Pin Certificate
- Premium
Any person over 18 years and with a valid driving license.
- Tracking devices
- Occupational group personal accident for the driver and loader
- No blame no excess
- Carriers liability
- Loss of use cover
- Loss of personal effects
- Replacement of damaged and or lost key
- Forced ATM withdrawal limit
- Accommodation after an accident
- Daily hospitalization allowance
- Courtesy car
- Political violence and terrorism risks
PSVs
Get the right cover for your PSV. Tuta Kusort!
For your PSV business to succeed, you need the right cover to cover you from any eventualities.
Our PSV policies ensure that you do not have to worry.
Our PSV policies include:
PSV Self-drive – car hire
Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for self-drive by authorized drivers.
PSV Taxi - yellow line
Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for taxi by authorized drivers.
PSV Chauffer Driven
Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for chauffer driven by authorized drivers.
Motor cycle
Provides cover for loss of or accidental damage to motor cycle in connection with the Insured’s business for tuk tuk or private use by authorized drivers.
PSV Tour Van
Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for tour driven by authorized drivers.
Ambulances
Provides cover for loss of or accidental damage to ambulances.
Hearse
Provides cover for loss of or accidental damage to hearse vehicle.
Fire Brigade
Provides cover for loss of or accidental damage to fire brigade vehicle.
The enrollment process is very easy. All you need are the following documents:
- Log book
- Driving License
- Insured ID
- Pin Certificate
- Premium
Any person over 18 years and with a valid driving license.
- Tracking devices
- Occupational group personal accident for the driver and loader
- No blame no excess
- Carriers liability
- Loss of use cover
- Loss of personal effects
- Replacement of damaged and or lost key
- Forced ATM withdrawal limit
- Accommodation after an accident
- Daily hospitalization allowance
- Courtesy car
- Political violence and terrorism risks
Tuk Tuk
Do not find yourself in a very sticky situation should anything go wrong. Cover your Tuk Tuk with us today!
Our Tuk Tuk Insurance cover is tailor made to suit your requirements. This product covers the Tuk Tuk as well as a personal accident for the driver as an enhancement
RATINGThe rating for both risks is as per undernoted:-
- Comprehensive insurance for the Tricycle including at a premium of Kshs. 15,000.Premium 4% of the value minimum Kshs 15,000 and a Passenger Legal Liability (PLL) at 250 per passenger
- Third Party insurance for the Tricycle Premium is Kshs 5,000 inclusive of Passenger Liability
- Limits of Liability and Excesses applicable will be as noted hereunder:-
Limits of Liability / Excess
- Medical expenses – Kshs. 50,000
- Repair Authority – Kshs.10,000
- Towing charges – Kshs. 10,000
- Passenger legal liability limit - Kshs. 3,500,000 per person & Kshs.10,000,000 per event
- Third party property damage – Kshs.2,000,000
- Third party personal injury – Unlimited
- Own Damage - 2.5% of the sum insured , minimum Kshs.7,500
- Theft - 10% of the sum insured, minimum Kshs.10,000
- Theft & recovery - 2.5% of Value, minimum Kshs. 7,500
- Young/ Novice Driver - Additional Kshs. 5,000
The enrollment process is very easy. All you need are the following documents:
- Log book
- Driving License
- Insured ID
- Pin Certificate
- Premium
Any person over 18 years and with a valid driving license.
- Tracking devices
- Occupational group personal accident for the driver and loader
- No blame no excess
- Carriers liability
- Loss of use cover
- Loss of personal effects
- Replacement of damaged and or lost key
- Forced ATM withdrawal limit
- Accommodation after an accident
- Daily hospitalization allowance
- Courtesy car
- Political violence and terrorism risks
- Fully filled claim form
- Police abstract
- Copy of rider driving license
- Statement by driver and insured
- Copy of log book
- Fully filled proposal form
- Copy of National Identity card
- Copy of PIN certificate
- Copy of log book or purchase receipt and invoice
- Copy of driving license
Motor Cycle
Get the right coverage for the open road
The last thing you want to worry about is whether you have the right insurance policy as you take the open road. This policy covers the motor cycle itself and also provides a personal accident for the rider as an enhancement.
RATINGThe rating for both risks is as per undernoted:-
- Comprehensive insurance for the Tricycle including at a premium of Kshs. 15,000.Premium 4% of the value minimum Kshs 15,000 and a Passenger Legal Liability (PLL) at 250 per passenger
- Third Party insurance for the Tricycle Premium is Kshs 5,000 inclusive of Passenger Liability
- Limits of Liability and Excesses applicable will be as noted hereunder:-
The enrollment process is very easy. All you need are the following documents:
- Log book
- Driving License
- Insured ID
- Pin Certificate
- Premium
Any person over 18 years and with a valid driving license.
- Tracking devices
- Occupational group personal accident for the driver and loader
- No blame no excess
- Carriers liability
- Loss of use cover
- Loss of personal effects
- Replacement of damaged and or lost key
- Forced ATM withdrawal limit
- Accommodation after an accident
- Daily hospitalization allowance
- Courtesy car
- Political violence and terrorism risks
- Fully filled claim form
- Police abstract
- Copy of rider driving license
- Statement by driver and insured
- Copy of log book
MOTOR CYCLE (PSV) COMPREHENSIVE
Premium 5% of the value minimum Kshs 5,000 inclusive of levies.
The insured will pay an optional amount of 2,000 for a Personal Accident of death and permanent total disability benefits of Kshs.250,000 and a medical expenses cover in respect of motor cycle accidents only for Kshs. 50,000
Limits of Liability and Excesses applicable will be as noted hereunder:-
Limits of Liability / Excess
- Medical expenses – Kshs. 30,000
- Repair Authority – Kshs.10,000
- Towing charges – Kshs. 10,000
- Passenger legal liability limit - Kshs. 2,000,000 per person & Kshs.3,000,000 per event
- Third party property damage – Kshs.2,000,000
- Third party personal injury – Unlimited
- Own Damage - 2.5% of the claim amount , minimum Kshs.7,500
- Theft - 10% of the sum insured, minimum Kshs.10,000
- Theft & recovery - 2.5% of Value, minimum Kshs. 7,500
- Young/ Novice Driver - Additional Kshs. 5,000
Underwriting requirements
NB:- Customers must complete a proposal form and attach copies of rider’s driving license & Log book
Therefore the customer can take an annual cover for Kshs. 7,072/= inclusive of taxes or Kshs 3,536/= for half year inclusive of taxes.
Premium Kshs 3000 inclusive of levies.
Limits of Liability and Excesses applicable will be as noted hereunder:-
LIMITS OF LIABILITY / EXCESS- Third party property damage – Kshs.2,000,000
- Third party personal injury – Unlimited
Therefore the customer can take an annual cover for Kshs. 3,054/= inclusive of taxes
MOTOR CYCLE (PRIVATE)
THIRD PARTY ONLY
Premium Kshs 2,000
LIMITS OF LIABILITY / EXCESS
- Third party property damage – Kshs.2,000,000
- Third party personal injury – Unlimited
- Young/ Novice Driver - Additional Kshs. 2,000
NB:- Customers must complete a proposal form and attach copies of rider’s driving license & Log book
Therefore the customer can take an annual cover for Kshs. 2,049/=
School bus/Van
Parents trust you with their children's safety. Build their confidence in you by having the right school bus/van insurance cover
Let parents know that they can trust you. One way of doing this is demonstrating to them that the safety of their children is a top priority to the school.
This policy covers the bus/van comprehensively, students, teachers and other staff carried in the bus/van. It also has a PLL that covers people while on private hire for functions like funerals, weddings etc.
COVER: Comprehensive @ 4.0% and PLL at kshs.250.00
- Third party Persons: Unlimited
- Third party property :Kshs. 20,000,000.00
- Passengers Liability :Kshs. 4,M per person and unlimited per event
- Towing charges :Kshs. 50,000.00
- Repair Authority :Kshs. 50,000.00
- Medical Expenses :Kshs. 30,000.00
- Radio Cassette :Kshs. 20,000.00 free cover
- Geographical Area :East Africa
- Windscreen :Replacement Cost (Free Limit 30,000)
The enrollment process is very easy. All you need are the following documents:
- Log book
- School pin certificate
- School Certificate of registration
- Premium
Our motor cover includes extended benefits such as:
- Tracking devices.
- Passenger Legal Liability
- No blame no excess
- Covers alternator & starter.
- Political violence and terrorism risks
- Excess protector.
- Arrange Insurance Premium Financing.