Sit and relax with your family at home without too much worry

• Unique benefits under the package
  • Free first aid kit for every household
  • 1 free nanny training on safety and prevention, prompt detection when a child is ill, controlling bleeding, care of fractures, dealing with burns, common medical emergencies, your first aid kit, child abuse, detection and prevention, resuscitation and CPR and practical sessions.
  • Emergency medical expenses following assault during burglary up to 20,000/-
  • One emergency ambulance rescue service per family per year following fire or burglary.
  • 10% cash back for paid premiums after three years if the first three years are without a claim.
  • Loss of personal money up to ksh 5,000/- following fire or burglary.
  • Cost of replacing damaged grilles following a burglary-ksh 5,000/-
  • Damage or loss of insured contents on transit while the insured is moving houses- ksh 20,000/- (following collision or overturning of conveying motor vehicle)
  • Cost of replacement of keys/replacement of locks up to ksh 5,000/- following an attempted theft or fire
  • Cost of alternative accommodation following an insured event not exceeding 10% of the sum insured.
  • Damage to contents in the freezer up to ksh 5,000/- following continuous power failure for a period exceeding 12 hrs.
  • Mobilization (initial payment) up to 10% of a documented and valid claim for contents/building to the affected insured in the event of fire or theft.
  • Cost of debris removal following a fire up to ksh 200,000/-
  • Fire brigade charges up to ksh 200,000/-
  • Damage to guest effects up to ksh 20,000/- for any one event.
  • Work injury benefits in insurance for the first two domestic workers- up to ksh 2,000,000/-
  • Owner/occupiers liability up to ksh 2,000,000/-
• Eligibility

  You must be a property owner

• Cover options
  • Buildings as well as electrical installations attached to it
  • Loss of rental income
  • Contents for fully furnished rental apartments or homes
  • Mortgage monthly loan payments
• Features and benefits
  • Comprehensively covers building, income, contents, mortgage and employees
  • Deposit refund for tenants in the event of an insured peril rendering the building inhabitable
  • Fire brigade charges up to Kshs. 200,000/=
  • Cost of debris removal following a fire up to Kshs. 200,000/=
  • Cost of replacement of keys/replacement of locks up to Kshs. 5,000/= following a burglary or attempted theft
  • Legal liability to third parties for death, injury, or damage to their property arising out of ownership of property up to one million
  • Free work injury benefits acts insurance for the building one caretaker
    10% discount on premium for the landlord’s personal home insurance
    10% discount on contractor all
  • Risk/construction insurance for future developments
    10% cash back for prepaid premiums after three years if the first three years are without a claim.
• Claims

  When reporting a claim, you should ensure to have the following in order

  • Report claim as soon as the client has informed you
  • Duly executed claim form
  • Police abstract
  • Receipts/ invoice for contents/installations claimed
• Tips and advice
  • Always ensure the property is under your name
  • Always have your proof of ownership documents secured in a safe place