Our Tuk Tuk Insurance cover is tailor-made to suit your requirements. This product covers the Tuk Tuk as well as a personal accident for the driver as an enhancement

Comprehensive PSV insurance charge at a rate of 4% with a minimum of 15k & PLL at 500 per person

Limits of Liability and Excesses applicable will be as noted hereunder:-

Rating

The rating for both risks is as per under noted:-

• Comprehensive PSV insurance charge at a rate of 4% with a minimum of 15k & Passenger Legal Liability (PLL)  at 500 per person.
• Third Party insurance for the Tricycle Premium is Kshs 5,000 inclusive of Passenger Liability
• Limits of Liability and Excesses applicable will be as noted hereunder:-

Limits of Liability

• Third-party bodily injury – unlimited.
• Third-party property damage – kshs. 3,000,000
• Passengers legal liability – kshs. 3,000,000 per person and kshs. 20,000,000 per event
• Towing charges – kshs. 10,000
• Repair authority – kshs. 20,000
• Medical expenses – kshs. 20,000
• Radio cassette – N/A
• Geographical area – Kenya

Excesses

• Material damage – 2.5% of the sum insured minimum – kshs. 10,000
• Theft and recovery – 2.5% every loss minimum kshs. 10,000
• Total theft – 10% of value – minimum kshs. 10,000
• Third-party property damage – kshs. 5,000
• TPI – nil
• Young driver – kshs. 5,000 additional (under 20 years of age)
• Inexperienced driver – kshs. 5,000 additional (under 1 year experience)
• Unlicensed driver – no cover

Drivers: Any person authorized by the insured and holding a valid license as prescribed by NTSA.
Use: In connection with the insured’s business by authorized riders and/or carriage of fare paying passengers.

Special clauses

• Including all special perils
• Agreed value clause
• Excluding passenger liability to insured’s household
• Including earthquake and floods
• Including Kenya legal jurisdiction including use by motor trade
• Liability of passengers
• Replacement parts clause
• Including riot strike, civil commotion
• Including terrorism and political violence
• Personal accident for rider: death limit – kshs. 250,000
• Permanent total disability limit – kshs. 250,000
• Medical expenses – kshs. 20,000

Commission – 10%
Comprehensive – Basic rate 6%, min. premium ksh. 25,000

Note: Premium is exclusive of extensions for political violence and terrorism and own damage excess protector.