Personal Accident
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This policy is designed to provide financial help if the insured has an accident or injury or if they suffer a fatal injury.
The principle member should be between 18-85 years. Children and legal spouses are included as dependents.
This cover can be annual or short-term. The short-term cover is designed for students who require the cover while on their industrial attachment. It can also be taken by schools to cover students against accidents while at school in the school bus or where they are at school-based activities like sports.
This cover provides protection against the following risks:
- Accidental death
- Permanent total disability
- Funeral expenses
- Accidental medical expenses
- Artificial appliances
- Political and terrorist-related accidents and death
To obtain cover, the following are required:
- Duly filled proposal form
- Copy of ID and PIN
- Premium payment as per the selected option
In the event of a claim, the following steps and documents are required:
- Report the claim immediately once notified
- Provide a duly completed claim form
- Police abstract report
- Receipts for medical expenses
- Doctor’s report in the event of permanent total disability
- Death certificate in the event of accidental death
The product offers the following features:
- Can be taken by individuals, families or groups
- Includes political violence and terrorism extension
- Allows cover for dependents
- Suitable for students on industrial attachment
