Fire & Perils
We will support you, when things fall apart.
Whether it’s your home or your business, you have probably invested a considerable amount of time, effort and money in your property. Fire insurance will protect your property and investments against loss or damage from perils such as fire, lightning and flooding
This policy can also be extended to cover riots, strike, malicious damage, storm, earthquake, and impact by vehicles, aircraft and other aerial devices, subterranean fire, spontaneous combustion, explosion of industrial boilers and economizers, flooding, water damage due to bursting or overflowing of water tanks, apparatus, and pipes.
In the event of a claim, ensure the following documents are provided:
- Duly completed claim form
- Police abstract report
- Replacement invoice, purchase receipts or proforma invoices
- Statement outlining the circumstances of the loss
- Witness statements
Consider the following tips to minimize risks and protect your property:
- Take necessary steps to prevent the spread of fire
- Keep a watchful eye on property when moved outside the building
