Get the right coverage for the open road

The last thing you want to worry about is whether you have the right insurance policy as you take the open road. This policy covers the motorcycle itself and also provides a personal accident for the rider as an enhancement.

Rating

We have two categories PSV and Private.:-

• The rate is 3%
• PSV – minimum is 6 months charged at 6k, 12 months is charged 12,108
• Private – its only for 12 months charged a premium of 7,081
• Limits of liability and excesses applicable will be as noted hereunder:-

• Enrollment requirements

  The enrollment process is very easy. All you need are the following documents:

  • Logbook
  • Driving license
  • Insured ID
  • Pin certificate
  • Premium
• Eligibility

  Any person over 18 years and with a valid driving license.

• Benefits
  • Tracking devices
  • Occupational group personal accident for the driver and loader
  • No blame no excess
  • Carriers liability
  • Loss of use cover
  • Loss of personal effects
  • Replacement of damaged and or lost key
  • Forced ATM withdrawal limit
  • Accommodation after an accident
  • Daily hospitalization allowance
  • Courtesy car
  • Political violence and terrorism risks
• Claim
  • Claim form
  • Copy of ID and KRA pin
  • Police abstract
  • Driving license
  • Copy of logbook
  • Statement
• Claim procedure
  • Fully filled claim form
  • Police abstract
  • Copy of rider driving license
  • Statement by driver and insured
  • Copy of log book
• Motorcycle (PSV) comprehensive

  Motorcycle (PSV) comprehensive

  Premium 5% of the value minimum Kshs 5,000 inclusive of levies.

  The insured will pay an optional amount of 2,000 for a personal accident of death and permanent total disability benefits of Kshs.250,000 and medical expenses cover in respect of motorcycle accidents only for Kshs. 50,000

  Limits of liability and excesses applicable will be as noted hereunder:-

  Limits of liability/excess
  Medical expenses – Kshs. 30,000
  Repair Authority – Kshs.10,000
  Towing charges – Kshs. 10,000

  Passenger legal liability limit – Kshs. 2,000,000 per person & Kshs.3,000,000 per event

  Third-party property damage – Kshs. 2,000,000

  Third-party personal injury – Unlimited
  Own Damage – 2.5% of the claim amount, minimum Kshs.7,500

  Theft – 10% of the sum insured, minimum Kshs.10,000
  Theft & recovery – 2.5% of Value, minimum Kshs. 7,500
  Young/ novice driver – Additional Kshs. 5,000

  Underwriting requirements

  • Fully filled proposal form
  • Copy of national identity card
  • Copy of pin certificate
  • Copy of logbook or purchase receipt and invoice
  • Copy of driving license

  NB:- Customers must complete a proposal form and attach copies of the rider’s driving license & logbook

  Therefore the customer can take an annual cover for Kshs. 7,072/= inclusive of taxes or Kshs 3,536/= for half year inclusive of taxes.

• Motorcycle (PSV) TPO

  Motorcycle (PSV) TPO
  
  Premium Kshs 3000 inclusive of levies.

  Limits of liability and excesses applicable will be as noted hereunder:-

  Limits of liability /excess

  • Third-party property damage – Kshs.2,000,000
  • Third-party personal injury – unlimited

  Therefore the customer can take an annual cover for Kshs. 3,054/= inclusive of taxes

• Motorcycle private - third party only

  Motorcycle private

  Third-party only

  Premium Kshs 2,000

  Limits of liability /excess

  • Third party property damage – Kshs.2,000,000
  • Third party personal injury – unlimited
  • Young/ novice driver – additional Kshs. 2,000

  NB:- Customers must complete a proposal form and attach copies of the rider’s driving license & logbook

  Therefore the customer can take an annual cover for Kshs. 2,049/=