Funeral Cover

Don’t let your passing be stained with the cumbersome funeral costs. Allow your loved ones mourn in peace.

There are few things in life as tragic and heart-breaking as an unexpected death of a loved one. The pain only increases if your loved ones are trying to come to terms with the loss and having to cope with the funeral arrangements and cost.

This policy covers the beneficiary and the beneficiaries in the event of:

Death – This involves accidental impairment and accidental loss of life as well as natural death

Impairment – This involves loss of eyes, loss of ears, loss of speech, loss of limbs and others as specified in the schedule

Major Burns – All degree of burns are also covered under this policy.

Important points to note:

  • In the event that the main member dies, the benefit will be paid in lump sum
  • The cover commences immediately policy is taken in the cases of accidental death. In natural death cases, there will be a minimum waiting period of 1 month.
  • The minimum entry age for infants is one month and the maximum entry age for adults is 75 years.
  • The cover is renewable annually
  • Children are covered up to a maximum age of 25 years under proof of still being under the care of parents/guardian (proved through schooling)
  • The cover covers a maximum of four children and one legal spouse
  • Biological parents of policy holder and spouse can be added at an additional premium
  • Eligibility
    • Minimum joining age is 30 days for children and maximum limit is 75 years.
    • Children over 18 years are covered up to 25 years with proof of schooling.
  • Cover Options
    • Minimum joining age is 30 days for children and maximum limit is 75 years.
    • Children over 18 years are covered up to 25 years with proof of schooling.
  • Additional Benefits
    • Refreshments at funeral
    • Cost of buying wreath
    • Cost of tent, seats etc.
    • The hearse
    • The cost of transportation of family members
    • The casket or urn
    • Purchase of burial plots in public cemeteries
    • Clearance of all hospital bills inclusive of mortuary bills accrued within clause
    • Labour for the burial site
    • Obituaries and any other funeral announcements
    • Cremations
    • Costs of mortuary
  • Exclusions
    • Death or impairment as a result of suicide or attempted suicide
    • Alcohol and drug abuse
    • Involvement in criminal activities or illegal acts
  • Life
    • Burial permit /Death certificate
    • Claim form

How it works?

  1. 1.Choose an insurance for your needs
  2. 2.Fill in a simple form
  3. 3.Email us the form
  4. 4.We will get back to you

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